Money Saving Goal Tracker
This Privacy Policy explains how Monova Tech ("Service Provider", "we", "us", or "our") collects, uses, stores, and protects information when you use the Money Saving Goal Tracker mobile application (the "Application").
We respect your privacy and are committed to protecting your personal information. Please read this Privacy Policy carefully to understand our practices.
The Application is designed to help you create and manage personal savings goals. Depending on the features you use, information may be stored or processed to provide the Application's functionality.
This may include:
Information that you enter into the Application, such as savings goals, amounts, progress, and related records, may be stored locally on your device.
If information is stored locally, uninstalling the Application or clearing its application data may permanently remove that information.
The Application or its third-party services may automatically collect limited technical information necessary to operate, maintain, secure, and improve the Application.
This information may include:
The Application or its third-party SDKs may use cookies, SDKs, pixels, identifiers, and similar technologies to support functionality, analytics, advertising, security, and service improvement.
Where required by applicable law, consent will be obtained before using non-essential tracking technologies.
The Application may use third-party services to understand application performance, identify crashes, diagnose technical problems, and improve the user experience.
These services may process technical and usage information according to their own privacy policies.
If the Application displays advertisements, advertising providers may collect or process certain information to provide, measure, and improve advertising services.
Depending on your location and applicable laws, you may be presented with choices regarding personalized advertising and consent.
Advertising-related data may include device identifiers, advertising identifiers, approximate location, application interaction information, and other information permitted by applicable law.
Information may be used for the following purposes:
We do not sell your personal financial information.
Information may be shared with trusted third-party service providers when necessary to operate, maintain, secure, analyze, or improve the Application.
Third parties may process information on our behalf and are expected to handle information according to applicable agreements and legal requirements.
We may disclose information when reasonably necessary:
Some third-party service providers may process information in countries outside your country of residence.
Where applicable law requires safeguards for international transfers, appropriate legal mechanisms may be used, including:
Depending on your jurisdiction, you may have rights regarding your personal information, including the right to:
To exercise applicable rights, contact us at:
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).
These rights may include the right to know, access, delete, correct, and, where applicable, opt out of the sale or sharing of personal information.
You will not receive discriminatory treatment for exercising privacy rights provided by applicable law.
You can stop further collection of information from the Application by uninstalling it from your device.
Uninstalling the Application does not automatically delete information that may already have been transmitted to third-party services or retained as required by law.
We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required by applicable law.
You may request deletion of your personal information by contacting us.
The Application is not intended for children under 16 years of age, or such higher age as required by applicable law.
We do not knowingly solicit personal information from children in violation of applicable law.
If we become aware that personal information has been collected from a child in circumstances where it should not have been collected, we will take reasonable steps to delete it.
We take reasonable physical, technical, and organizational measures to help protect information processed through the Application against unauthorized access, alteration, disclosure, or destruction.
However, no method of electronic transmission or storage can be guaranteed to be completely secure.
If a security incident results in a breach of personal information and applicable law requires notification, we will provide notification in accordance with the applicable legal requirements.
We may update this Privacy Policy from time to time to reflect changes in the Application, our practices, or applicable legal requirements.
When material changes are made, the updated Privacy Policy will be published with a new effective date.
Where processing is based on consent, you provide consent by affirmatively opting into the relevant feature or processing activity.
You may withdraw consent at any time where applicable. Withdrawal of consent does not affect processing that occurred before the withdrawal.
If you have questions, concerns, requests, or complaints regarding this Privacy Policy or the handling of your information, please contact us.
Email: monova.apps@proton.me
Service Provider: Monova Tech